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Open Season runs from Monday, November 9 through Monday, December 14.
The Guide offers vital insurance information by telling you how much you can save by changing or by staying in your health insurance plan. It provides an easy-to-understand summary of all the facts about the plans to help simplify your choice. The Guide rates over 200 health insurance plans available to Federal employees and retirees. The ratings are based on premium costs, catastrophic limits, out-of-pocket expenses, how each plan covers low, average, or high medical expenses, plan quality and enrollee satisfaction. Unlike other comparison calculators, the Guide offers a tool that uses actuarial methods to estimate out-of-pocket costs. The tool takes into account expenses one can forecast (for example, pregnancy or maintenance drugs), as well as possible expenses for diseases and injuries one cannot anticipate — a key reason for insurance. Click here or anywhere on the Consumer’s Checkbook logo above to open the link.
Welcome to the retiree services section of AFSA's website. AFSA is devoted to responding to retiree concerns and providing counseling on retirement questions, benefits issues, and other related issues. If you are an AFSA member, we encourage you to get in touch with us at any time if you are encountering problems and have a query.
Getting Ready for Retirement
- Survivor Annuities: The Mechanics
- Death of an Annuitant
- What Your Spouse Needs to Know
- Survivor Benefits: Dependent Children
Medicare and Social Security
- Medicare and Medicaid Services
- Medicare B and FEHB Coordination: The Basics
- Medicare Basics
- Medicare D: Prescription Drug Coverage
- Social Security Administration
- 10 Ways to Get the Most Out of Social Security
Health and FEHB
- The Federal Employees Health Benefits (FEHB) Program And The Affordable Care Act: The Health Insurance Marketplace
- Federal Dental and Vision Insurance Program
- Federal Employees Health Benefits Program
- Foreign Service Benefit Plan
- FEDweek Health Insurance Guide
Insurance, FEGLI, and Long Term Care
- Federal Employees Group Life Insurance
- Making the Transition to Retirement: Insurance Needs
- Federal LTC Programs
- LTC: Who Needs It? (From NPR)
TSP and Taxes
- Senior Living Foundation
- Foreign Affairs Organizations and Other Resources
- Divorce in the Foreign Service
- Guide to Home Remodeling for Disability and Special Needs
AFSA and Your Federal Benefits
- Rep. Wittman & Rep. Comstock joint letter to Budget Conference, 4/28/15
- Letter to Rep. Connelly on the FAIR Compensation Act
- AARP CPI Ad
- AFSA President Asks President Obama to reject Chained CPI
- Federal-Postal Coalition Letters
From the State Department
- OPM Phased Retirement Does NOT Apply to Foreign Service - NEW
- New Retiree ID Cards
- Retirement Planning Shortfalls
- Retirement Services: Who Does What?
- 2016 Annuitant Newsletter
- Department Contacts
- Foreign Affairs Manual
Post Employment Information
- New Retiree ID Cards
- Ethics Office Post Employment Restrictions
- Manuscript Clearance Procedures for Retirees
Re-Employed Annuitant (WAE) Program
AFSA's retiree services division also produces the bi-monthly AFSA Newsletter on benefits and other related matters; works on the annual Retiree Directory, which connects old friends and colleagues; offers a regular speaker series on federal benefits issues; provides education and recognition for classes in the Job Search Program at the Foreign Service Institute and listings of job opportunities for retirees; engages with the foreign affairs agencies on issues such as WAE employment and retiree access to facilities; and meets with interlocutors on Capitol Hill to ensure that federal benefits and entitlement programs are protected.
- Todd Thurwachter, Retiree Counselor, (202) 944-5509
Your Elected Representatives
The AFSA Governing Board has five elected members who represent the retiree constituency. The Vice President for retirees is Ambassador (ret.) Tom Boyatt; you may get in touch with Tom here. Tom writes a regular column for the AFSA News section of The Foreign Service Journal; click here to read his latest writings. Ably assisting Tom as retiree representatives on the 2015-2017 Governing Board are Ambassador (ret.) Patricia Butenis, Dean Haas; Ambassador (ret.) Al La Porta; and Ambassador (ret.) John Limbert; one representative position is currently vacant but we hope to fill it shortly. You can click on their names to contact them.
We encourage you to stay connected to AFSA in retirement, whether you live in the Washington, D.C. area, anywhere in the U.S. or even abroad. AFSA offers many events here at our headquarters building; even if you can't attend in person we record all events and make them available for viewing on our website. We also hope you will consider offering your expertise as a speaker on issues related to foreign affairs and the Foreign Service. You can sign up for AFSA's speakers bureau, or volunteer to speak at an AFSA Road Scholar program. We also encourage you to get involved with your local foreign affairs or Foreign Service retiree association, or attend some of their local events. There are so many ways to stay involved in the career that shaped your life.
The AFSA Online Community
We have made it easier than ever before to stay in touch with old friends and colleagues. The new AFSA Online Community is a great place to see what old acquaintances have been up to, engage in discussion on various Foreign Service-related issues, and even leave a tribute to the deceased. We hope you will join the community and become and active and engaged contributor. (To log in, click the login icon in the upper right hand corner of the AFSA website. Simply click on the pencil icon on the “My Profile” page to edit your information. IMPORTANT: AFSA members do not need to create a new account or register, only log in on the right side of the webpage. All members have existing accounts and can log in immediately. To log in for the first time, use your primary email address as your username. Use your last name in all lowercase letters as your password. You will be directed to update your password after you log in.)
Not Yet an AFSA Member?
No worries. If you recently (or not so recently) retired and did not fill out a form to change from active-duty to retiree membership, you can download the necessary forms by clicking here. If you choose not to apply online, please mail the completed membership and automatic annuity deduction forms to AFSA at 2101 E Street, NW, Washington, DC 20037, or fax them to (202) 338-6820. We look forward to welcoming you as a member.
Honoring Your Service
AFSA is pleased to offer two new ways to remember and commemorate the lifelong Foreign Service career of our members, their spouses or partners. Our Foreign Service Medallion is a beautiful keepsake that can be used for multiple occasions, including being affixed to grave markers. The Foreign Service Commemorative Coin is similar to those long used by the many branches of the military; the silver-finish, 1.75” diameter coin has the Great Seal on the obverse and the AFSA logo and slogan on the reverse. Both are available for purchase through the AFSA website.