Insurance Information

The following is a list of insurance providers often used by members of the Foreign Service.

Hirshorn Company

Phone 215-242-8200
Email info@hirshorn.com
Professional Liability
Personal Property & Transit
Accidental Death & Dismemberment
Long Term Care
Car Insurance
Major Medical  
Dental  
Other • In-Hospital Income
• Term Life
• Universal Life
• Homeowners

Clements

Phone 202-872-0060
Email info@clements.com
Professional Liability  
Personal Property & Transit
Accidental Death & Dismemberment
Long Term Care  
Car Insurance
Major Medical
Dental  
Other • Kidnap & Ransom
• Term Life

Federal Employee Defense Services (FEDS)

Phone 866-955-FEDS
Email feds@fedsprotection.com
Professional Liability ● (Use the code "AFSA" to receive a $10 discount.)
Personal Property & Transit  
Accidental Death & Dismemberment
Long Term Care  
Car Insurance  
Major Medical  
Dental  
Other • Disability Insurance
• Life Insurance
• LEOSA for Retired Feds
• Federal Contractor Insurance

AFSPA – American Foreign Service Protective Association

Phone 202-833-4910
Email Secure email on website
Professional Liability  
Personal Property & Transit  
Accidental Death & Dismemberment
Long Term Care
Car Insurance  
Major Medical
Dental
Other • Immediate Benefit Plan
• Disability
• Members of Household Health
• Travel
• Legal Services
• Life Insurance

USAA - United Services Automobile Association

Phone 210-531-8722
Email Secure email on website
Professional Liability  
Personal Property & Transit
Accidental Death & Dismemberment
Long Term Care
Car Insurance
Major Medical
Dental  
Other • Homeowner
• Rental Property
• Medicare
• Annuities
• Umbrella Motorcycle, RV, Boat
• Small Business
• Life Insurance

FEGLI – Federal Employees Group Life Insurance Program

Phone 800-582-3337
Email Secure email on website 1-800-633-4542
Professional Liability  
Personal Property & Transit  
Accidental Death & Dismemberment  
Long Term Care  
Car Insurance  
Major Medical  
Dental  
Other • Life Insurance

OPM – Office of Personnel Management

Phone  
Email  
Professional Liability  
Personal Property & Transit  
Accidental Death & Dismemberment  
Long Term Care
Car Insurance  
Major Medical
Dental
Other • Flexible Spending Accounts

Embassy Risk Management

Phone 855-601-8840
Email info@embassyrisk.com
Professional Liability  
Personal Property & Transit  
Accidental Death & Dismemberment  
Long Term Care  
Car Insurance  
Major Medical
Dental  
Other • International Travel

Rutherford International

Phone 703-354-1616
Email Secure email on website
Professional Liability  
Personal Property & Transit
Accidental Death & Dismemberment
Long Term Care  
Car Insurance  
Major Medical
Dental  
Other  

Government Employees’ Benefits Association (GEBA)

Phone 301-688-7912
Email Secure email on website
Professional Liability
Personal Property & Transit  
Accidental Death & Dismemberment  
Long Term Care
Car Insurance  
Major Medical  
Dental  
Other • Emergency Travel
• Disability
• Veterinary Pet
• Life/Term Life
• Vision

Premium Reimbursement for Professional Liability Insurance?

The State Department encourages the purchase of this policy. The State Department has a policy in place to reimburse certain employees for up to 50%, or $175, whichever is less, of the cost of professional liability insurance. Click here for Department guidance on this subject. A claimant can find the SF-1164 on the Forms site on the State Intranet:

DOMESTIC EMPLOYEES

  • Complete SF-1164.
  • Add the following statement on the form: "This claim is submitted in accordance with P.L. 104-208 as amended in the Appropriations Act, 2000, September 29, 1999."
  • Attach receipt of paid insurance premium to the SF-1164.
  • Submit form to employing Bureau's Executive Director for approval and reimbursement.

ABROAD

  • Complete SF-1164.
  • Add the following statement on the form: "This claim is submitted in accordance with P.L. 104-208 as amended in the Appropriations Act, 2000, September 29, 1999."
  • Attach receipt of paid insurance premium to the SF-1164.
  • Submit form to post's Management Officer for approval and reimbursement.

USAID

  • Review ADS Chapter 537
  • Complete SF-1034
  • Submit Forms – Employees must submit forms to their executive or administrative office with evidence of the amount of premium, the terms of the coverage, and proof of payment. The operating unit is responsible for approving or disapproving the request, committing and obligating the funds against existing budget allowances (Object Class Code 121650, Professional Liability Insurance), and forwarding the SF-1034 to the paying office for reimbursement.